Tuesday, May 22, 2018
  • The essence of our business is the provision of expert proactive pension advice to enable our clients to achieve the maximum benefit for themselves, their businesses and their families. Based on this principle we build strong, trusting and lasting relationships with our clients.

  • "...in this world nothing can be said to be certain, except death and taxes" - Benjamin Franklin (13 November 1789!)

    Fortunately a SSAS can be a very effective planning tool for both!



  • "Whenever you find yourself on the side of the majority, it is time to pause and reflect." - Mark Twain

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About the jch: SSAS (Small Self Administered Scheme)

A SSAS (or Member Directed Investment Scheme) is a Trust that allows Partners and company directors to maintain control of their pension arrangements in a flexible and tax efficient environment (often used for the purchase of commercial property and land, or to lend monies back to the Company of up to 50% of the Scheme's net assets).  SSAS's are ideally suited for directors and/or senior employees of small to medium sized limited companies and Partnerships. They are similar to SIPPs but do not require a third party provider as your Company or the Partnership sponsors the Scheme instead.

The Scheme is governed by a Trust Deed and Rules and is a separate legal entity from the sponsoring Company and is run by its Trustees.

Company contributions can be varied in line with profitability and there is no contractual commitment to pay any particular level of contribution.

There is no need to involve an Insurance Company or third party Administrator.  We provide expert, yet straightforward and unbiased, advice to ensure you use your pension to it's full potential (our team has collectively over 70 years experience in advising and administering pension schemes for business owners and individuals). 

Flexibility and control can be maintained even beyond retirement and sale of the Company, as pensions can be paid out of the accumulated Scheme assets, thereby deferring the purchase of an annuity indefinitely.